Why do we buy Insurance? Isn't it to provide financial assistance to assure reimbursement for losses sustained?
Shouldn't the Condo Corporation's insurance that I pay for monthly through my common elements fees be helping me? Why are they fighting me and making me suffer? Why does the insurance company instruct Del Property Management and the Board of Directors of Marina Del Rey Phase I to ignore my pleas for help to stop the flooding under the windows, close the holes in my walls and ceilings, repair the damage caused by their plumbers when they flooded my home in 2009?
|Condo torn apart, Fans Drying it out after 2009 Flood|
It seems like the motive of insurance companies is to make me suffer, give up and drop my lawsuits... perhaps die!
I am sitting here at my basement office on a Sunday afternoon. I wish I could be at home but the mould makes me too ill. I have no kitchen to cook dinner. I miss being able to cook. I am deciding between Tim Hortons or Rabba - maybe I will splurge on Pizza Pizza. This is horrible and I have no life!
I am so upset! I decided to call Warren Ritchie, the man who lived above me, the former Treasurer of Marina Del Rey Phase I, former member of the Board of Directors. I have not spoken to him since 2003. I looked him up 411 and was surprised to discover he moved to the condo complex next door. I was surprised he answered his phone - I recognized his voice! He remembered who I am.
|Closed my business after 16 years due to Stress & Depression, Homeless|
Thank you Mr. Ritchie. All these years I thought you were against me. I appreciate your sympathy and your hope that my condo is rebuilt and my life is given back to me. Thank you Mr. Ritchie for having empathy for my situation and having the courage to phone your insurance company and their lawyer to tell them what they have done to me is wrong - they have acted in Bad Faith!
Now if only the other members of the Board of Directors at Marina Del Rey had the courage to do the same thing. If I was a member of the Board, I would want to help my neighbour rebuild her life and her home. I would tell the insurance company that the way you want us to treat our neighbour is wrong. We should be helping her! I would instruct the Property Management company to hire contractors to make repairs. They must stop the continuous flooding, remediate the mould, and close the holes in the walls and ceilings.